Green Superfeet All-Purpose Support High Arch insoles showing the top and underside on white.

Is Superfeet HSA/FSA Eligible? Yes, Here's How!

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Quick Answer:

Yes, Superfeet All-Purpose, Pain Relief, and ME3D insoles are HSA/FSA eligible with a Letter of Medical Necessity (LMN) from a licensed healthcare provider. They qualify when used to prevent, manage, or reverse conditions like plantar fasciitis, painful flat feet, or metatarsalgia.

Crates Health makes this easy. Get your personalized, compliant LMN and handle your reimbursement in one click.

What Is Superfeet

Superfeet makes shaped inserts that add arch support and cushioning inside your shoes. Turn one over and you'll see the structured heel cup beneath the cushioning. The green one you've probably seen is now called All-Purpose Support High Arch, and there are medium- and low-arch versions too.

All three list at $59.99 a pair. Casual Pain Relief, which Superfeet markets for plantar fasciitis and high-arch pain, costs $69.99. The newer ME3D Personalized Insoles start at $109.99 and are shaped from a scan of your own feet. You can get that scan with an iPhone 13 or newer, or on an in-store device.

With a painful foot condition, the support and cushioning under your foot are the features that matter medically. Our insoles and orthotics eligibility guide covers the whole category. Here, it's just Superfeet's over-the-counter inserts.

Why Superfeet Qualifies for HSA/FSA

Superfeet insoles qualify when a licensed provider connects them to your health condition in a Letter of Medical Necessity. The letter explains how the inserts help you manage that condition, which is why HSA or FSA money can pay for them.

IRS Publication 502 includes the “diagnosis, cure, mitigation, treatment, or prevention of disease” in its definition of medical expenses. With insoles, the link is arch support, cushioning and spreading pressure more evenly. These four are some of the common foot conditions a provider can document:

Have a different foot condition? If your provider connects Superfeet to that condition in your letter, the insoles qualify all the same.

How to Get Superfeet Covered With a Letter of Medical Necessity

There are two ways to get a Letter of Medical Necessity for your Superfeet insoles:

  • Through Crates, typically in under 24 hours. The online health assessment about your foot condition takes 2 to 3 minutes. A licensed provider reviews it, and if you qualify, your letter is issued for the Superfeet insoles. The letter covers a full 12 months and renews each year.
  • Through your own doctor, a few days to a few weeks. Book a visit and ask for a letter so you can use HSA/FSA funds for the insoles; you may pay a copay. Ask your provider to document how arch-support insoles help prevent, manage, or reverse your condition. Check that the letter is signed and dated.

How to Buy Superfeet With HSA/FSA Funds

Letter first, insoles second: buy Superfeet wherever you like, then get your money back. Our HSA vs. FSA guide explains the difference between the two accounts.

  1. Get your Letter of Medical Necessity first. Go through Crates or your own doctor, as described above.
  2. Buy Superfeet anywhere. Pay with your personal card, online or in store, and keep the itemized receipt showing the insoles and amount paid.
  3. Get your funds back. After buying your pair, you can have Crates file the claim using one-click reimbursement or upload the letter and receipt yourself; for an HSA purchase, keep both documents with your tax records.

Heads up: Superfeet.com doesn't take HSA/FSA payments directly right now, so use your own card and get reimbursed as above. Already bought a pair? It's not too late to get a letter. Which purchases you can file is a question of your account dates and the letter, and for your next pair, get the letter first.

Which Superfeet Insoles Qualify

Superfeet's over-the-counter insoles qualify with a letter for your health condition, the personalized ME3D line included. Pick the model that suits your feet; eligibility comes from the medical purpose your letter documents, not the model. Here are current examples:

Superfeet insoleWhat it isRegular U.S. list price per pairHSA/FSA eligibility
All-Purpose Support High ArchHigh-arch support with a sculpted heel cup$59.99Yes, with an LMN
All-Purpose Support Medium ArchStructured medium-arch support for everyday footwear$59.99Yes, with an LMN
All-Purpose Support Low ArchLow-arch support for slimmer footwear$59.99Yes, with an LMN
Casual Pain ReliefCushioned insert with a removable heel stabilizer$69.99Yes, with an LMN
Hike SupportStructured support for hiking footwear$59.99Yes, with an LMN
ME3D Personalized InsolesScan-based insert with two foam options$109.99–$139.99Yes, with an LMN

Regular list prices checked October 18, 2026, on Superfeet's own site, including its Casual Pain Relief, Hike Support and ME3D pages.

ME3D's scan personalizes the insert, and you order it from your phone or in a store. APMA counts the “custom-made” insoles you can order online or at retail stores as shoe inserts, not custom orthotics, which are “prescribed by a doctor and crafted for your specific foot.” So ME3D follows the same LMN route as the other Superfeet inserts here.

Pre-tax HSA or FSA dollars can shave up to 30% off the real cost. With combined taxes at 30%, a $59.99 pair saves you about $18 in taxes. Your actual savings depend on your tax rates and how you fund the account.

Buying footwear too? Our shoe eligibility guide explains how shoes qualify for a health condition.

Frequently Asked Questions

Are Superfeet insoles FSA eligible?

Yes. You'll need an LMN that ties your Superfeet purchase to the foot condition you're managing. After the letter arrives, buy the insoles wherever you like on your own card. Then upload the receipt and letter to your FSA for your money back, or have Crates take it from there.

Can I use HSA for Superfeet insoles?

Yes, your HSA covers Superfeet insoles with an LMN for a specific foot condition. Pay with your own card and pay yourself back out of the HSA, or let Crates handle the filing. Either way, the letter and itemized receipt belong with your tax records.

Can I use my HSA or FSA card on Superfeet.com?

No, Superfeet.com says it can't accept HSA/FSA payments directly, so pay with your personal card. Keep the itemized receipt, plus your LMN, and get reimbursed after. Crates turns the filing into one click: we send the claim, and the eligible amount comes back to you.

Do I need a prescription to purchase Superfeet insoles?

No. Superfeet insoles are over-the-counter, so you can buy them like any other insole. What you need for HSA/FSA is a Letter of Medical Necessity, from your doctor or a licensed provider through Crates. Then buy with your own card and upload the receipt with the letter, or let Crates do it.

Are Superfeet insoles FSA eligible for plantar fasciitis?

Yes, when your LMN is for plantar fasciitis. Superfeet markets its Casual Pain Relief insole for it. Get the letter, buy the insoles on your own card, then upload the receipt and letter for reimbursement, or let Crates send in the claim.

Where can I buy Superfeet insoles with HSA/FSA funds?

Anywhere you like: Superfeet itself or another retailer, online or in store. Your LMN covers the medical purpose no matter where you shop. Pay with your own card, save the itemized receipt, and upload the two together, or have Crates handle it.

Anchor Ebanks

Written by

Anchor Ebanks

Anchor Ebanks is an HSA/FSA optimization expert featured in Yahoo Finance, The American Journal of Healthcare Strategy, Admissions Gateway, and Poets & Quants. He attended Harvard Business School and was an AI research fellow at the Berkman Klein Center for Internet & Society focused on healthcare access. Prior to wellness benefits, he spent nearly a decade at Google, YouTube, and Deloitte. Connect on LinkedIn, Twitter, or at anchor@crateshealth.com.

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