A person seated in a beige Secretlab ATLAS chair at a home office desk.

Is Secretlab HSA/FSA Eligible? Yes, Here's How!

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Quick Answer:

Yes, Secretlab TITAN Evo and ATLAS chairs are HSA/FSA eligible with a Letter of Medical Necessity (LMN) from a licensed healthcare provider. They qualify when used to prevent, manage, or reverse conditions like chronic back pain, neck pain, or sciatica.

Crates Health makes this easy. Get your personalized, compliant LMN and handle your reimbursement in one click.

What Is Secretlab

Secretlab makes ergonomic chairs, including its flagship TITAN Evo and the ATLAS task chair. Picture a high-backed chair at your desk, with lumbar support, a head pillow and armrests that move to fit you. And if back or neck pain makes sitting hard, that chair can be part of your home-office setup.

The TITAN Evo comes in leatherette or fabric, and its lumbar support moves up and down and in and out. The NanoGen Edition steps up to Secretlab's premium upholstery and foam. The Secretlab ATLAS is its task chair, with lumbar support built right in, adjustable seat depth, and a seat and backrest that tilt together. At regular U.S. prices, the chairs below run from $499 to $799.

With a Letter of Medical Necessity that ties the chair's support to your health condition, you can buy it with your HSA or FSA. Comparing chairs from other brands? See our guide to office chairs and HSA/FSA eligibility. Secretlab also sells MAGNUS Pro and MAGNUS Evo sit-to-stand desks; our standing desks guide covers that category.

Why Secretlab Qualifies for HSA/FSA

A Secretlab chair qualifies once an LMN documents the medical reason you need it. The reason is a health condition that the right seated support can help you manage.

IRS Publication 502 defines medical expenses as:

Medical expenses are the costs of diagnosis, cure, mitigation, treatment, or prevention of disease and for the purpose of affecting any part or function of the body.

The same guidance counts equipment you need for those purposes, too. Some common conditions a licensed provider can document in your Letter of Medical Necessity include:

  • Chronic back pain. OSHA's guidance on office chairs says a backrest should "provide adequate lumbar support," and that working in poorly supported postures "may lead to back pain and fatigue." The TITAN Evo's lumbar support adjusts in height and depth, and the ATLAS has lumbar support built into its backrest.
  • Neck pain. Mayo Clinic recommends adjusting your desk, chair, and computer so the monitor is at eye level, and using chair armrests to support your arms. Secretlab's adjustable seat height and armrests let you set the chair up that way.
  • Sciatica. Mayo Clinic's sciatica guidance lists a seat with good lower-back support, armrests and a swivel base as one way to protect your back. Secretlab's lumbar-support chairs check all three boxes.

Something else that makes sitting hard counts too, once your provider documents the chair for it in your letter.

The medical-purpose rule is the same for an HSA and an FSA; our HSA vs. FSA guide explains where they differ.

How to Get Secretlab Covered With a Letter of Medical Necessity

For a Secretlab chair, there are two ways to get your Letter of Medical Necessity:

  • Through Crates, typically in under 24 hours. Getting a letter for your chair starts with a short online health assessment that takes about 2 to 3 minutes. A licensed provider reviews it, and if you qualify, your letter is issued for the chair. You get 12 months from one letter, and it renews each year.
  • Through your own doctor, a few days to a few weeks. Book a visit and say you want to use HSA/FSA funds for a Secretlab ergonomic chair. Ask them to document how an ergonomic chair helps prevent, manage, or reverse your condition. Your doctor should sign and date the letter, and the visit may mean a copay.

How to Buy Secretlab With HSA/FSA Funds

Get the letter, then pick out the chair: buy it wherever you like and get your HSA/FSA funds back.

  1. Get your Letter of Medical Necessity first. Use either route above, Crates or your own doctor, before you buy.
  2. Buy your chair anywhere. Pay with your personal card, online or in store, and keep the itemized receipt showing the chair and amount paid.
  3. Get your funds back. Crates files the claim for your chair when you choose one-click reimbursement; you can instead upload the letter and receipt yourself. With an HSA, keep both with your tax records.

Which Secretlab Models Qualify

Both the TITAN Evo and the ATLAS are covered with an LMN that documents their medical purpose, whichever model below you pick. Here are the current versions and their regular U.S. prices, checked October 18, 2026. Prices are for Regular size; other sizes and editions vary.

Secretlab modelWhat it isRegular U.S. priceHSA/FSA eligibility
TITAN Evo NEO Hybrid Leatherette, BLACKErgonomic chair with adjustable lumbar support and 4D armrests$579Yes, with an LMN
TITAN Evo SoftWeave Plus FabricFabric TITAN Evo with the same adjustable lumbar system$599Yes, with an LMN
TITAN Evo NanoGen Edition, Pure BlackPremium leatherette TITAN Evo with NanoFoam Composite$799Yes, with an LMN
ATLAS MoonTask chair with NEO Hybrid Leatherette and integrated lumbar support$499Yes, with an LMN
ATLAS DuneSoftWeave Plus fabric task chair with adjustable seat depth$519Yes, with an LMN
ATLAS Dune+SoftWeave Plus fabric task chair with NanoFoam Composite$699Yes, with an LMN

And now the money part. Assume your combined taxes come to about 30%: paying for the $579 TITAN Evo with pre-tax HSA or FSA funds saves you $173.70 in taxes. That brings it to $405.30 before sales tax and shipping. Your actual savings depend on your tax rates and how you fund the account.

Frequently Asked Questions

Can I use my FSA for a Secretlab chair?

Yes. Your FSA can pay for a Secretlab ergonomic chair once your letter ties it to a health condition. That goes for the TITAN Evo and the ATLAS, fabric or leatherette. Once the letter is done, order the chair and upload the receipt with it.

Can I pay for Secretlab with my HSA card?

You can try, but most online stores aren't set up to take HSA or FSA cards, so expect to pay with your personal card. Hang on to the itemized receipt and your LMN, and get reimbursed after. Crates turns the filing into one click: we send the claim, and the eligible amount comes back to you.

Is the Secretlab TITAN Evo HSA eligible?

Yes, the TITAN Evo is HSA eligible with an LMN when its ergonomic support is part of care for your health condition. Secretlab calls it its flagship ergonomic chair, with lumbar support that adjusts in height and depth. The fabric and NanoGen versions count too. Line up your letter before buying, then upload it with the itemized receipt.

Are Secretlab accessories and replacement parts HSA/FSA eligible?

Yes. Ergonomic accessories like a lumbar pillow qualify when an LMN covers their medical purpose. So do replacement armrest tops or casters that keep your eligible chair working. Buy the item, then upload your letter and receipt for it, just like the chair.

Can I get reimbursed for a Secretlab chair I already bought?

Yes, a letter is still an option. Whether you can file for the chair you already have comes down to your account dates and the letter. For anything covered, upload the receipt with the letter, and do the letter first next time.

How much can I save on Secretlab with HSA/FSA funds?

Up to 30%. Paying with pre-tax HSA/FSA funds saves the taxes you would otherwise pay on that money, so your Secretlab chair costs you less. Your exact savings depend on your tax rates and how you fund the account. Get your letter before you buy, then upload your letter and receipt for the purchase.

Anchor Ebanks

Written by

Anchor Ebanks

Anchor Ebanks is an HSA/FSA optimization expert featured in Yahoo Finance, The American Journal of Healthcare Strategy, Admissions Gateway, and Poets & Quants. He attended Harvard Business School and was an AI research fellow at the Berkman Klein Center for Internet & Society focused on healthcare access. Prior to wellness benefits, he spent nearly a decade at Google, YouTube, and Deloitte. Connect on LinkedIn, Twitter, or at anchor@crateshealth.com.

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