Gray Brick phone-blocking device standing on gold-colored fabric.

Is Brick HSA/FSA Eligible? Yes, Here's How!

Updated

Published

Quick Answer:

Yes, Brick is HSA/FSA eligible with a Letter of Medical Necessity (LMN) from a licensed healthcare provider. It qualifies when used to prevent, manage, or reverse conditions like ADHD, anxiety, or insomnia.

Crates Health makes this easy. Get your personalized, compliant LMN and handle your reimbursement in one click.

What Is Brick

Brick is a small physical device that puts a little distance between you and the apps you keep opening. Choose the apps you want to block in the Brick app, then tap your phone against the device. To return to those apps, the usual route is to tap the phone against Brick again.

The gray block has a magnetic back, so it can live on the fridge while your phone stays with you. It needs no battery or charging. Brick costs $59, including its iPhone and Android app, with no app subscription. You choose which apps stay accessible, so blocking social feeds can leave calls, maps and other essentials available.

For a person whose provider recommends phone-use limits to manage a health condition, that physical separation can serve a specific medical purpose. A Letter of Medical Necessity connects the purchase to that care. Our mental-health HSA/FSA guide covers the broader range of eligible care.

Why Brick Qualifies for HSA/FSA

Brick qualifies with an LMN when a provider recommends limiting phone use to treat a diagnosed health condition and identifies Brick as the way to carry out that recommendation. The medical purpose belongs to the person receiving that care, whether that is you or your child.

IRS Publication 502 defines medical expenses as the costs of “diagnosis, cure, mitigation, treatment, or prevention of disease” and of the equipment needed for those purposes. A licensed provider connects Brick to your condition, or your child's, in your Letter of Medical Necessity, and that is what makes it HSA/FSA eligible.

Cutting phone time has also been tested directly. In a 2025 randomized trial of 111 healthy students, reducing smartphone screen time to two hours a day or less for three weeks improved sleep quality, stress, depressive symptoms and well-being. In another 2025 randomized trial of 467 adults, blocking mobile internet on their phones for two weeks improved sustained attention, mental health and well-being. Guidance and trials support limiting phone use for three health conditions:

How to Get Brick Covered With a Letter of Medical Necessity

When phone-use limits are part of your care, there are two ways to get a Letter of Medical Necessity for Brick:

  • Through Crates, typically in under 24 hours. Fill out a 2 to 3 minute online health assessment. A licensed provider reviews your answers and, if you qualify, issues your letter for Brick. It's valid for 12 months and renews each year.
  • Through your own doctor, a few days to a few weeks. Book a visit, say you want to buy Brick with HSA/FSA funds, and ask them to document how limiting phone use with Brick helps manage your condition. Ask for a signed and dated letter. The visit may come with a copay.

How to Buy Brick With HSA/FSA Funds

Buy Brick wherever you like, then get the eligible cost back from your HSA or FSA.

  1. Get your Letter of Medical Necessity first. Use either route above, Crates or your own doctor, so the letter shows why Brick is part of your care.
  2. Buy Brick anywhere. Pay with your personal card, online or in store, and keep the itemized receipt showing the device and amount paid.
  3. Get your money back. With Crates one-click reimbursement, we file the claim for you, or you can upload the letter and receipt yourself. If you pay yourself back from an HSA, keep both with your tax records.

Which Brick Products Qualify

The Brick device and its included app qualify together when your LMN documents their use for your health condition. The app is part of the one-time purchase, so there is no separate app membership to buy. Brick lists the device at $59, checked October 18, 2026.

ProductWhat it includesRegular priceHSA/FSA eligibility
BrickBattery-free app-blocking device with the Brick app$59Yes, with an LMN

Using HSA/FSA funds can save up to 30% through tax savings. At an illustrative combined 30% rate, the $59 price represents $17.70 in avoided taxes and an effective cost of $41.30. Your actual savings depend on your tax rates and how you fund the account.

Frequently Asked Questions

Is Brick FSA eligible?

Yes, with a Letter of Medical Necessity for a health condition such as insomnia, where your provider recommends a bedtime limit on phone use and Brick is how you keep it. Buy Brick with your personal card, then upload the letter and itemized receipt with your FSA claim, or let Crates file it for you.

How to use HSA to buy Brick?

Get a Letter of Medical Necessity first, through your own provider or Crates. The $59 device includes the app. Pay with a personal card, then reimburse yourself from your HSA for the eligible purchase. Keep the receipt and letter with your tax records.

Can I use my HSA or FSA card to buy Brick?

Yes, if the checkout accepts it; keep your LMN and the itemized receipt either way. If the card is declined, pay personally and file afterward. Crates turns that filing into a one-click step, sending the claim to your administrator so the eligible amount comes back to you.

Do I need a Letter of Medical Necessity for Brick?

Yes. The letter establishes why phone-use limits, carried out with Brick, are part of treatment for the patient's diagnosed health condition. You can get it through your doctor or Crates. Once it is issued, purchase the device and use the letter and receipt to file for reimbursement.

Can I get a Letter of Medical Necessity after buying Brick?

Yes, you can get a letter now; the letter and your account dates determine what you can file. Under Publication 969, HSA expenses follow account opening, while FSA expenses fall within your coverage period. Keep your purchase receipt, and get the letter before your next purchase.

How much can I save on Brick with HSA/FSA funds?

You can save up to 30% through the tax advantages of HSA/FSA funds. At a combined 30% rate, the $59 Brick saves $17.70, for an effective cost of $41.30. Get an LMN for the device, buy it, then file for the eligible purchase amount.

Anchor Ebanks

Written by

Anchor Ebanks

Anchor Ebanks is an HSA/FSA optimization expert featured in Yahoo Finance, The American Journal of Healthcare Strategy, Admissions Gateway, and Poets & Quants. He attended Harvard Business School and was an AI research fellow at the Berkman Klein Center for Internet & Society focused on healthcare access. Prior to wellness benefits, he spent nearly a decade at Google, YouTube, and Deloitte. Connect on LinkedIn, Twitter, or at anchor@crateshealth.com.

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