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Your personal training sessions.
For 30% less.

Use your HSA or FSA to save on your wellness lifestyle.

Personal training offers individualized fitness programs designed to help clients achieve their specific health and wellness goals. With the guidance of a certified personal trainer, clients receive personalized attention, support, and accountability throughout their fitness journey. Personal training can address various needs, including weight loss, muscle gain, injury rehabilitation, and overall fitness improvement. With a Letter of Medical Necessity (LMN) from a healthcare provider, personal training sessions can qualify for HSA/FSA spending.

90%+

of account holders don't realize wellness expenses can be covered by their HSA or FSA.

And the ones who do? They find out the process is ridiculously hard.

So you pay full price for everything. And every year, you're leaving hundreds (sometimes thousands) in savings on the table.

Crates makes saving on wellness simple.

Four steps. A few minutes. Real savings.

Check your eligibility
1

Check your eligibility

Take a 2-minute health assessment. We'll show you which products in your wellness routine are eligible for HSA or FSA coverage.

Receive your medical documentation
2

Receive your medical documentation

Our licensed medical team reviews your info and issues your Letters of Medical Necessity, usually within hours. No doctor visits. No waiting weeks.

Shop and pay as you normally do
3

Shop and pay as you normally do

Buy from Amazon, your local gym, your favorite brands. Use your regular credit card. Nothing changes about how you shop.

Get reimbursed
4

Get reimbursed

Upload your receipt to Crates. We send it to your HSA or FSA provider. Money goes directly into your bank account.

Works with all major HSA and FSA providers

HealthEquity
Fidelity
Optum
HSABank
Navia
BankofAmerica
FSAFEDS
WEX

... and hundreds of others.

SAVINGS CALCULATOR

Don’t leave money on the table

$
Spent monthly
=
$1,080 Saved annually

Plans that pay for themselves.

We guarantee you'll save more than your subscription price or your money back, no questions asked.

Choose the plan that fits your wellness routine.

One Product

$39 / year

Average savings: $513

1 Letter of Medical Necessity

Limited receipt storage

One-click reimbursement

Three Products

$79 / year

Average savings: $949

3 Letters of Medical Necessity

Limited receipt storage

One-click reimbursement

Most Popular

Unlimited

$99 / year

Average savings: $1487

Unlimited Letters of Medical Necessity

Unlimited receipt storage

One-click reimbursement

Early access to new HSA savings tools

Membership fees are HSA and FSA eligible

Frequently Asked Questions

Getting Started

Eligibility & Compliance

Reimbursements & Receipts

Trust & Security

Become
healthier and wealthier.

Join the Crates community using their HSA and FSA funds on wellness every day.

Unlock your savings