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Your WHOOP band.
For 30% less.

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Use your HSA or FSA to maximize your wellness lifestyle.

WHOOP provides a wearable device and digital platform that tracks various biometric data, including heart rate variability, sleep patterns, and recovery metrics. Regular use of WHOOP can help individuals optimize their training and recovery cycles, manage stress levels, and promote overall well-being. The data from WHOOP can also support the management of conditions like overtraining syndrome, insomnia, and fatigue-related disorders. With a Letter of Medical Necessity (LMN) from a healthcare provider, WHOOP devices and subscriptions can qualify for HSA/FSA spending.

Here’s how it works with Crates

Get a doctor’s note
We assess your eligibility and if qualified, issue your letters of medical necessity (LMNs).
Purchase your wellness products
Pay with your personal card or HSA/FSA card (if accepted) wherever you shop.
Get reimbursed
Upload your receipt and get reimbursed in one click with Crates.

What people who have saved $100k+ have to say

  • I am so much healthier now! Many of the cool products that I was interested in trying but thought were too expensive are now much more affordable thanks to Crates Health.

    Victoria C
    Victoria C

  • Upgrading to the Ultimate Saver plan was a no-brainer for me! I spend $300+ per month on health and wellness. Many of those expenses qualified for HSA dollars through Crates so I am effectively saving $100 a month.

    Viren B
    Viren B

  • Used to dread dealing with HSA paperwork. Crates made it simple and automatic.

    Sarah W
    Sarah W

  • Not only did I save hundreds of dollars but I also discovered new brands and products that I turned out to love.

    Elan M
    Elan M

  • Signed up in two minutes, now I save over $1,200 a year. Honestly wild this didn't exist before.

    Crystal F
    Crystal F

  • Crates showed me I was leaving $900 on the table every year. Instantly one of my favorite tools.

    Brian D
    Brian D

  • No more arguing with my HSA over approvals. Just tap, reimburse, and Crates takes care of the rest.

    Shaun G
    Shaun G
    SAVINGS CALCULATOR

    Don’t leave money on the table

    $
    Spent monthly
    =
    $1,080 Saved annually

    Crates benefits

    Save 30%+ on products you already buy Save 30%+ on products you already buy
    Choose from millions of eligible of products Choose from millions of eligible of products
    Get approved in minutes, not days Get approved in minutes, not days
    One-click reimbursement One-click reimbursement
    Guaranteed IRS compliance Guaranteed IRS compliance

    Frequently Asked Questions