đź’ˇ Quick Answer: Headspace is HSA/FSA eligible because it helps prevent, manage, and treat a variety of mental health conditions including anxiety, depression, sleep disorders, ADHD, PTSD, and stress-related conditions. According to IRS Publication 502, all you need is a Letter of Medical Necessity.
Luckily, we make it ridiculously simple. Crates Health is the fastest way to get your personalized and compliant letter for Headspace and thousands of other wellness products, plus we handle your reimbursements directly through our platform with just one click.
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What is Headspace
Headspace is the meditation and mental wellness app that made mindfulness mainstream. With over 70 million downloads, it offers guided meditation, stress management programs, focus tools, and sleep support in a clean, beginner-friendly format. Think of it as having a personal mindfulness coach right on your phone.
The app features bite-sized sessions ranging from 1–20 minutes, making it perfect for slipping into a morning routine, lunch break, or bedtime ritual. Its “Sleepcasts” help thousands fall asleep faster, while “Move Mode” offers mindful workouts blending exercise with breathwork. Headspace has also partnered with major employers and health systems, proving its impact on workplace stress, burnout, and mental health.
Why Headspace Qualifies for HSA/FSA
According to IRS Publication 502, medical expenses are eligible if they are “primarily for the prevention or alleviation of a physical or mental condition.” That makes Headspace potentially HSA/FSA-eligible with a Letter of Medical Necessity for conditions like:
- Anxiety and panic disorders
- Depression and mood disorders
- Sleep disorders and insomnia
- ADHD and focus-related conditions
- PTSD and trauma recovery
- Stress-related hypertension
- Burnout and workplace stress
- Chronic pain management through mindfulness
Your healthcare provider must note that meditation and mindfulness delivered through Headspace are medically necessary to treat your specific condition. This documentation comes as a Letter of Medical Necessity (LMN).
How to Assess Your Eligibility
Traditional Route: Book an appointment with your doctor or mental health provider, discuss your condition, and request a Letter of Medical Necessity. This can take weeks and often costs $50–100+.
Faster, Smarter Route: Use Crates Health to get your LMN online in minutes. Our platform connects you with licensed providers who can review your condition remotely and issue proper documentation if you qualify. No waiting rooms. No surprise bills.
Frequently Asked Questions
Do other mindfulness apps qualify?
Yes! With the right LMN, apps like Headspace, Breathwrk, or meditation subscriptions can also qualify.
Can I use HSA/FSA for Headspace Premium?
Absolutely, as long as you have an LMN connecting it to your diagnosed condition.
How does reimbursement work?
Most app stores don’t accept HSA/FSA cards directly. Pay with your regular card, then submit your receipt and LMN for reimbursement. With Crates, it’s one click.
How long is my LMN valid?
Typically 12 months from the issue date. You’ll need to renew annually.
Will my claim get denied?
Denials usually come down to documentation. Crates helps ensure your receipts and LMN are in the correct format so you get your money back.
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