💡 Quick Answer: Ultrahuman Ring Air is HSA/FSA eligible because it helps prevent, manage, and reverse a variety of health conditions including sleep disorders, cardiovascular disease, and chronic fatigue, and many others. According to IRS Publication 502, all you need is a Letter of Medical Necessity.
Luckily, we make it ridiculously simple. Crates Health is the fastest way to get your personalized and compliant letter for Ultrahuman Ring Air and thousands of other wellness products, plus we handle your reimbursements directly through our platform with just one click.
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What is Ultrahuman Ring
Ultrahuman Ring Air is the world’s lightest smart ring that’s basically a health lab on your finger, and the best part? No subscription fees, ever. Weighing just 2.4 grams and crafted from space-grade titanium, this tiny powerhouse tracks your sleep, recovery, movement, and stress levels with the kind of precision that makes other wearables look basic. What sets it apart isn’t just the lack of monthly fees, but features like real-time nudges and insights that actually tell you what to do in the moment, not just after the fact.
The Ring Air is perfect for health optimizers who want deep, actionable data without another monthly bill. It automatically detects workouts, tracks all four sleep stages, monitors heart rate variability, and even offers AFib detection. Plus, it integrates with their M1 glucose monitoring system for the ultimate metabolic health insights. With up to 6 days of battery life and water resistance up to 100 meters, it’s designed for people who want to forget they’re wearing it while getting the most comprehensive health picture possible.
Why Ultrahuman Qualifies for HSA/FSA
According to IRS regulations, gym memberships can qualify as eligible medical expenses with a Letter of Medical Necessity under specific circumstances outlined in Publication 502.
IRS Publication 502 states that medical expenses are “the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body,” but “must be primarily to alleviate or prevent a physical or mental condition or illness.”
This means Ultrahuman Ring can qualify for HSA/FSA reimbursement for prevention or treatment of:
- Sleep disorders and insomnia
- Cardiovascular disease and heart conditions
- Depression and anxiety disorders
- Chronic fatigue syndrome
- Diabetes and metabolic disorders
- Chronic stress management
- ADHD and attention disorders
- Atrial fibrillation and heart rhythm disorders
The key requirement is that your healthcare provider must note the continuous health and biometric monitoring as medically necessary for managing your specific health condition, not just for general wellness. This documentation comes in the form of a Letter of Medical Necessity (LMN).
How to Assess Your Eligibility
Traditional Route: Schedule an appointment with your primary care physician, discuss your health conditions and fitness goals, and request a Letter of Medical Necessity if exercise is recommended as part of your treatment plan. This typically requires an office visit, potential wait times, and can cost $50-100+ depending on your insurance.
Faster, Smarter Route: Use Crates Health to get your Letter of Medical Necessity online in just a few minutes. Our platform connects you with licensed healthcare providers who can evaluate your conditions remotely and issue the appropriate documentation if you qualify. No office visits, no waiting weeks for appointments, and no surprise medical bills.
Frequently Asked Questions
Do other smart rings and health monitors qualify for HSA/FSA?
Absolutely! With the right medical documentation, you can potentially use HSA/FSA funds for other smart rings, health monitoring devices, fitness trackers, and biometric sensors, as long as they’re recommended for treating specific medical conditions.
How does reimbursement work?
Some retailers accept HSA/FSA cards (most don’t though). When they don’t, you need to use your personal card and then reimburse yourself. This means finding and storing receipts and then uploading them and your LMN to your HSA/FSA admin portal. With Crates, we make this process simple: upload your receipt and get one click reimbursements all from our platform.
What is a Letter of Medical Necessity?
A Letter of Medical Necessity (LMN) is a document from a licensed healthcare provider that explains why a specific expense like your Ultrahuman Ring Air is medically necessary for treating a diagnosed condition. It’s the official paperwork that proves your health monitoring isn’t just for general wellness. Each LMN typically remains valid for 12 months from the date of issue.
Will my claim get denied?
Every HSA/FSA admin is unique and may initially deny some claims. Usually, it is related to receipt format (must be itemized), LMN format, or other supporting documentation. With Crates, we will support you through this process and make sure you get your money back.
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