💡 Quick Answer: LMNT is HSA/FSA eligible because it helps prevent, manage, and reverse a variety of health conditions including dehydration disorders, POTS, and exercise-induced cramping, and many others. According to IRS Publication 502, all you need is a Letter of Medical Necessity.
Luckily, we make it ridiculously simple. Crates Health is the fastest way to get your personalized and compliant letter for LMNT and thousands of other wellness products, plus we handle your reimbursements directly through our platform with just one click.
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What is LMNT
LMNT is the electrolyte drink that finally gets the science right and tastes like it actually wants you to drink it. While other electrolyte drinks are loaded with sugar and light on actual electrolytes, LMNT delivers a meaningful dose of what you actually need: 1,000mg sodium, 200mg potassium, and 60mg magnesium in a science-backed ratio. Zero sugar, zero artificial ingredients, zero fillers. Just the electrolytes your body craves in flavors like Citrus Salt, Watermelon Salt, and even Chocolate Caramel.
Born from the realization that most people are actually under-salted (not over-hydrated), LMNT was created by folks following low-carb and paleo diets who couldn’t find an electrolyte drink that met their needs. The “more salt, not less” philosophy is backed by research showing optimal health outcomes occur at sodium levels 2-3x government recommendations. Whether you’re an athlete crushing workouts, someone on a keto diet, or just tired of drinking bottles of water without feeling truly hydrated, LMNT helps you feel the difference that proper electrolyte balance makes.
Why LMNT Qualifies for HSA/FSA
According to IRS regulations, electrolyte supplements can qualify as eligible medical expenses with a Letter of Medical Necessity under specific circumstances outlined in Publication 502.
IRS Publication 502 states that medical expenses are “the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body,” but “must be primarily to alleviate or prevent a physical or mental condition or illness.”
This means LMNT can qualify for HSA/FSA reimbursement for prevention or treatment of:
- Dehydration and electrolyte imbalance disorders
- Exercise-induced cramping and fatigue
- Chronic fatigue syndrome
- Hyponatremia (low sodium)
- POTS (Postural Orthostatic Tachycardia Syndrome)
- Heat-related illnesses
- Digestive disorders causing mineral loss
- Adrenal insufficiency
The key requirement is that your healthcare provider must note the electrolyte supplementation as medically necessary for managing your specific health condition, not just for general hydration. This documentation comes in the form of a Letter of Medical Necessity (LMN).
How to Assess Your Eligibility
Traditional Route: Schedule an appointment with your primary care physician, discuss your health conditions and hydration needs, and request a Letter of Medical Necessity if electrolyte supplementation is recommended as part of your treatment plan. This typically requires an office visit, potential wait times, and can cost $50-100+ depending on your insurance.
Faster, Smarter Route: Use Crates Health to get your Letter of Medical Necessity online in just a few minutes. Our platform connects you with licensed healthcare providers who can evaluate your conditions remotely and issue the appropriate documentation if you qualify. No office visits, no waiting weeks for appointments, and no surprise medical bills.
Frequently Asked Questions
Do other electrolyte supplements and hydration products qualify for HSA/FSA?
Absolutely! With the right medical documentation, you can potentially use HSA/FSA funds for other electrolyte supplements, hydration powders, sports drinks, and mineral supplements, as long as they’re recommended for treating specific medical conditions.
How does reimbursement work?
Some retailers accept HSA/FSA cards (most don’t though). When they don’t, you need to use your personal card and then reimburse yourself. This means finding and storing receipts and then uploading them and your LMN to your HSA/FSA admin portal. With Crates, we make this process simple: upload your receipt and get one click reimbursements all from our platform.
What is a Letter of Medical Necessity?
A Letter of Medical Necessity (LMN) is a document from a licensed healthcare provider that explains why a specific expense like your LMNT subscription is medically necessary for treating a diagnosed condition. It’s the official paperwork that proves your electrolyte supplementation isn’t just for general wellness. Each LMN typically remains valid for 12 months from the date of issue.
Will my claim get denied?
Every HSA/FSA admin is unique and may initially deny some claims. Usually, it is related to receipt format (must be itemized), LMN format, or other supporting documentation. With Crates, we will support you through this process and make sure you get your money back.
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