💡 Quick Answer: Higher Dose is HSA/FSA eligible because it helps prevent, manage, and reverse a variety of health conditions including chronic pain, inflammation disorders, and circulation issues, and many others. According to IRS Publication 502, all you need is a Letter of Medical Necessity.
Luckily, we make it ridiculously simple. Crates Health is the fastest way to get your personalized and compliant letter for Higher Dose and thousands of other wellness products, plus we handle your reimbursements directly through our platform with just one click.
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What is HigherDose
Higher Dose is the wellness tech company that’s basically bringing spa-level recovery tools to your living room, minus the spa prices and pretentious atmosphere. Founded to make cutting-edge wellness technologies accessible to everyone, Higher Dose specializes in infrared therapy, PEMF (pulsed electromagnetic field) technology, and red light therapy devices that have become the secret weapons of celebrities, biohackers, and anyone serious about recovery.
Their flagship Infrared Sauna Blanket has become a cult favorite among stars like Miranda Kerr, Gwyneth Paltrow, and Amy Schumer, and for good reason. Unlike cheap knockoffs that fry you with EMF radiation, Higher Dose’s low-EMF design delivers the benefits of far infrared heat therapy safely and effectively. The product line also includes Red Light Face Masks for skin health, PEMF mats for recovery and grounding, and full-spectrum infrared saunas. Each device is designed to boost your body’s natural production of dopamine, oxytocin, serotonin, and endorphins (aka your “DOSE”) while supporting everything from muscle recovery to mood enhancement to glowing skin.
Why HigherDose Qualifies for HSA/FSA
According to IRS regulations, therapeutic wellness devices can qualify as eligible medical expenses with a Letter of Medical Necessity under specific circumstances outlined in Publication 502.
IRS Publication 502 states that medical expenses are “the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any part or function of the body,” but “must be primarily to alleviate or prevent a physical or mental condition or illness.”
This means Higher Dose devices can qualify for HSA/FSA reimbursement for prevention or treatment of:
- Chronic pain and inflammation disorders
- Fibromyalgia and chronic fatigue syndrome
- Arthritis and joint pain conditions
- Muscle recovery and sports medicine needs
- Circulation disorders
- Skin conditions requiring light therapy
- Stress-related disorders and anxiety
- Sleep disorders and insomnia
The key requirement is that your healthcare provider must note the therapeutic device as medically necessary for managing your specific health condition, not just for general wellness. This documentation comes in the form of a Letter of Medical Necessity (LMN).
How to Assess Your Eligibility
Traditional Route: Schedule an appointment with your primary care physician, discuss your therapeutic needs and device requirements, and request a Letter of Medical Necessity if infrared/PEMF therapy is recommended as part of your treatment plan. This typically requires an office visit, potential wait times, and can cost $50-100+ depending on your insurance.
Faster, Smarter Route: Use Crates Health to get your Letter of Medical Necessity online in just a few minutes. Our platform connects you with licensed healthcare providers who can evaluate your conditions remotely and issue the appropriate documentation if you qualify. No office visits, no waiting weeks for appointments, and no surprise medical bills.
Frequently Asked Questions
Do other wellness and recovery devices qualify for HSA/FSA?
Absolutely! With the right medical documentation, you can potentially use HSA/FSA funds for red light therapy devices, PEMF mats, massage devices, compression therapy tools, and other therapeutic wellness equipment, as long as they’re recommended for treating specific medical conditions.
How does reimbursement work?
Some retailers accept HSA/FSA cards (most don’t though). When they don’t, you need to use your personal card and then reimburse yourself. This means finding and storing receipts and then uploading them and your LMN to your HSA/FSA admin portal. With Crates, we make this process simple: upload your receipt and get one click reimbursements all from our platform.
What is a Letter of Medical Necessity?
A Letter of Medical Necessity (LMN) is a document from a licensed healthcare provider that explains why a specific expense like your Higher Dose device is medically necessary for treating a diagnosed condition. It’s the official paperwork that proves your therapeutic device isn’t just for general wellness. Each LMN typically remains valid for 12 months from the date of issue.
Will my claim get denied?
Every HSA/FSA admin is unique and may initially deny some claims. Usually, it is related to receipt format (must be itemized), LMN format, or other supporting documentation. With Crates, we will support you through this process and make sure you get your money back.
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